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All Area Appraisal Affiliates Network
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Important Information For Mortgage Lenders

A few significant benefits that you would receive by allowing All Area Appraisal Affiliates to handle your appraisal needs...

Our Appraisal Affiliates are required to have a minimum of ten years of appraisal experience in major markets (MSAs & PMSAs) or a minimum of five years of appraisal experience in rural counties. All Area Appraisal Affiliates must be state certified, just licensed or apprentice/trainees is not good enough. You deal direct with our affiliates, No bitter spellchecking (AMC) middlemen to waste two days on average. Since there are no middlemen, our affiliates keep the entire appraisal fee so there is no need for cut corners or bad attitudes. Unlike AMCs, at All Area, your work will be given first, not last priority. Here are a few more reasons why to consider All Area to handle all your appraisal needs...


Awesome but friendly, as well as attentive service

You are provided with constant communication, including daily status reports if desired (not available through all participants) to keep you informed of every step throughout each appraisal we undertake. We contact you immediately if and when a major problem is encountered.  If you ever feel the value found is too low or too high, we will have a seasoned reviewer take a second look at no additional cost to be sure.


Immediate Borrower Contact

How many times have you lost a loan because by the time you found out it was in trouble, it was already too late to do anything to salvage it? Most appraisal offices take your appraisal order, assign it to the appraiser and then place it in an "in basket", where it sits until the appraiser returns to the office to initiate borrower contact. It could be later the same day, the next day or even after a long weekend before the appraiser finally calls the borrower and sets an appointment to see the subject property. Sometimes days can be lost while the appraiser, who spends most of his/her time out of the office, plays phone tag with the borrower.

Most All Area Affiliates provide immediate borrower contact. During normal business hours, they will contact your borrower/client within thirty minutes of receipt of your order. If there is a problem with the phone number or the borrower is hesitant to set an appointment, you will be called immediately to let you know there is a problem. This will often allow you an opportunity to save a loan which might be in trouble.


Common Courtesy, Consideration and Compassion

Our mission is to provide the highest level of satisfaction with a friendly personal touch. You and your customer's total satisfaction is always our highest goal. As professional appraisers, it is our responsibility to deliver an objective, well supported valuation on each property we appraise. We never lose sight of the fact, however, that your customers are people, with enough problems of their own, and they should not be subjected to any unnecessary new ones created by rude, or otherwise inconsiderate, behavior from clerical staff or appraisers.

At All Area, we go to great lengths to instill in every member of our team that we are a service organization first and foremost. Very often your customers are intimidated by the process of buying, selling, refinancing or obtaining a home equity loan. We teach our entire staff to be very gentle with your customers, and to do everything possible to put them at ease. We insist on detailed inspections that give your customer the confidence that we are careful and will not miss something that might influence the value of their single most important investment - their home. It may sound corny, but some of the most important traits we look for when hiring an appointment secretary or a clerical worker are patience, a soothing voice and a pleasant personality. These virtues make for an excellent telephone communicator. We are completely aware that your appraiser, in many cases, provides the first impression (and sometimes the only in-person impression) the homeowner receives of you, the lender, prior to the closing. We do our utmost to insure that our staff acts not only professionally but with common courtesy, consideration and compassion.


Flexible Appointment Scheduling

Most of our affiliate appraisers offer your customers flexible scheduling - many will even schedule Saturday, early morning and early evening (as long as enough light is available to take the necessary photos) appointments are available when requested by your customers. We never try to "browbeat" them into accepting an all day weekday appointment. How many transactions could you have lost because the client was unwilling to take an entire day off from work and found another lender whose appraiser would offer to inspect their home at their convenience?


Unique Properties Never become a nightmare
because we ask direction.

Accurate, reliable, high quality, clearly written reports by seasoned, full time appraisers - you will certainly benefit from our affiliates extensive appraisal experience. We always far exceed - not just meet Fannie Mae, Freddi-Mac, HUD/FHA, FIRREA, USPAP and all other industry guidelines. At All Area, whenever there is a significant discrepancy between what you order and what our preliminary research or inspection reveals, you are called immediately to apprise you of the situation so we are both on the same wavelength as to how to proceed.

How many times have you been set back days, or even weeks, because the wrong form was utilized or a report was written up incorrectly and then you were forced to wait for several days or more while the appraiser grudgingly rewrote the appraisal to comply with the necessary underwriting requirements?


You will be provided with your choice of either secure EDI transmission (in Adobe .PDF Portable Document Format)
or via any X-12 Pinnacle Alliance Software

Very fast turnaround (under five day average on a single family (our affiliates in competitive markets with good data availability generally provide turnaround of under three days. Turn time in rural areas or areas with poor data availability may take longer on average than five days) When we promise you a deadline, you'll find we honor it. We are prepared to deliver secure EDI transmission of all your appraisal needs today in most of our markets. Call for availability and a free demonstration. We will supply you with all the necessary software.


Fair and Reasonable Fees

Our fee structure can be kept very low due to extensive use of computerization. Most of our affiliates write up their reports directly on computer eliminating any clerical involvement. By removing the step of having a clerical worker input the handwritten appraisal on computer, you eliminate not only the cost involved but the potential for a tremendous amount of mis- communication and the inherent mistakes that they encompass because a typically poorly trained clerical worker does not understand the appraisal process and often cannot always read and comprehend the handwriting of many different appraisers. Our wide selection of reporting formats allow you to choose how extensive a report you desire, so that you or your customers are not paying for more of a report than you need or want.


Accepted By All Major Wholesale Lenders

For your convenience most of our affiliates are listed as "approved appraisers" on most major wholesale lenders "approved appraiser" lists. Our affiliates work is readily accepted by most of the major players. Most of our affiliates are FHA Approved.


Real Estate Appraisals for Any Purpose or type of property

First or second mortgage, refinance, homequity, reo - oreo - foreclosure, workout, A - B - C - D credit, desk and field review. Appraisers throughout most markets daily.   All types of real property - single to eight family dwellings, farms, ranches, apartment buildings, condos, co-ops, hoa's, commercial, industrial & land.

Please give us a call and try us out. We promise you will not be disappointed with the quality of the work performed on our first assignment or any assignment that we ever undertake for you. Of course, we could never guarantee that we can meet a predetermined price, but we can perform a limited appraisal at minimal cost to determine the feasibility of a value.



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Important Warning Please Read This Copyright/Disclaimer Copyright © 1996 to 2014; Kenneth M. Rossman All Rights Reserved. Reproduction, in whole or in part, without written permission from the author is prohibited.

Send mail to ken@quickval.com with questions or comments about this web site. Copyright © 1996 to 2014 All Area Appraisal Network and Kenneth M. Rossman.